Own a Home in Texas.
No SSN Required.
Over $250 million funded for ITIN holders and foreign nationals. The nation's most experienced private mortgage company — serving borrowers and loan officers across Texas.
Who We Serve
Three audiences. One mission: making private mortgage lending work for borrowers, loan officers, and investors.
ITIN Borrowers
No SSN? No problem. Learn what you need to qualify, how to prepare your documents, sign up for a free webinar, and apply for your Texas home loan.
See How to Qualify →Loan Officers
Licensed in Texas? Access our 90% LTV wholesale programs, no bank overlays, and close ITIN loans in 21–28 days with full underwriting support.
View Programs & Resources →Investors
Earn 12% annual returns backed by private mortgage loans secured by Texas real estate. Under 2% default rate. 20+ years of proven performance.
Explore the Opportunity →America's #1 Private ITIN Lender
The largest and most experienced private mortgage company for ITIN and Foreign National home loans in the United States.
Meet Your Lender
Carol Ussery
With 34+ years in real estate and 22+ years in the mortgage industry, Carol founded Private Mortgage Group to serve the borrowers that traditional banks ignore.
She's personally overseen more than $250 million in funded loans — and she understands that behind every application is a family with a dream of homeownership.
Learn More →Ready to Get Started?
Whether you're buying your first home or looking for wholesale ITIN programs — the #1 Private ITIN Lender is here to help.